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70. “My husband thinks savings for our kids’ education is a waste of money”

Money For Couples with Ramit Sethi

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Why You Shouldn't Have Sub Savings Accounts

"I'm a little concerned that you have sub savings accounts for your kids but not you," she says. "When people put money in a general pool, it just kind of sits there and often it produces very dysfunctional behavior." She adds: "If we had a bucket system and we dedicated this is the vacation money, who cares? Let's just pull out of it!"

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