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How Much House Can You Actually Afford (By Income!)

The Personal Finance Podcast

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How to Reduce Your Housing Costs

Houses on average across the country have appreciated 4% on average over the last 70 years because of these invisible costs. How much do you need to pay for upgrades and additions? My wife and I built a new house, but we still put a bunch of upgrades and additions inside that house after it was built. Why? Because the builder was more expensive than it would be for us to do it on our own. And then step five is if all of this is too much, how do you reduce that housing cost? You can save for a bigger down payment.

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