How to Get a Cheaper Loan in the UK

The thresholds where this applies at loans are if you're borrowing just under 2,000. You should work out if borrowing a little bit more would mean the same repayments and give you a little bit extra cash. Book your train tickets eight to 12 weeks in advance of travel so as many people know what they're doing for Christmas and New Year you will probably have an idea that you can book it now. The sweet spot is around eight to ten weeks before travel but beware there could be train strikes later.