Fintech Insider Podcast by 11:FS cover image

712. Insights: How does embedded finance make money?

Fintech Insider Podcast by 11:FS

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How Does a Lending Product Work in an Embedded Finance Context?

There's been so much investment into embedded finance over the last few years. I'm curious in taking it into the next level and imagine that we've gone through that assessment criteria to find ourselves a vendor or several vendors. In fact, they're actually going to work with a lot of our listeners who are keen to understand more about the product. And lending, I think, is one of the more interesting areas because you have the possibility to split profit between the banking provider and the embedded finance business. But how does this actually work? So who actually lends the money? How does the data move about the customer's risk profile from the retailer to the bank? I get questions like this all the

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