Banks as a Service - What's the Difference?

Joanne, we're going to get into some of the business model side of banking as a service. We've mentioned a couple of times that US banks have partnered banks small banks have done quite well in this space. Is it worth kind of expanding on that thought just a little bit to talk about and what how banks could be helping out this FinTech space? Joanne: I think your report very helpfully differentiates for me for the first time between banking as aService and banking software as a Service. It's an area where I think there is a lot of model and to the extent that even I've joined sort of panel sessions before that are on banking as aservice.

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