Is This a Bad Stock?

The UK market's a bit cheaper than the US market in some ways, but It's probably a bit attractive. They're translating best to capital or what they are and all that um The issues really has to do with like we said the customers and understanding this So it is in a portion that's a little harder for me to understand. But I don't have a problem with either the price or the returns very good And then yes for another one s and uplc 250 milli pound market cap uk auto lender Has multi-decade history of 15 to 20 percent returns an equity He went through the financial crisis currently trading at a p of 7 or 8 and priced a book of 1