Emergency Funds in Cash Reserves - It's All in Your Perspective

A to bring it around to emergency funds in cash reserves, again, i think for the beginner, i think emergency fund is good monology. If you're used to spending mindlessly or frivolously, it takes that savings fund and defines what that savings fund is. I will say this though, no atalls on the inner net who tell me having an emergency fund or cash reserve is ridiculous, because you always have your line of credit, right? You have your jos nog, you can uke in, whatever. So i think it's all just in your the perspective of the user, no matter what you call it.