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The Importance of YNAB
YNAB takes the money out of the spending category, moves it to the payment category and it just sits there. It's a funny thing about YNAB because I've heard stories all the time where people are like, oh, I was afraid of credit cards. And so that's kind of a funny thing. Do you think if you didn't have YNAB or Jesse talked about getting rid of credit cards, maybe you would be more inclined? Absolutely. To jump out.