Are We Trying to Oversimplify It?

i've been really interested in what existed before the big bank, and trying to try to imagine nothing coming something coming from nothing. And i think when you use a phrase like we want to see a behavior change, all of that formula that heather was just talking about, it just washes it sho. Just to see somebody do something different and say, Ok, we can take that box. So that's where i guess i come from, is it we try to oversimplify it.