The Housing Market, the Three Ds of the Housing Market

The non agency side, on the other hand, is pretty simple. If interest rates rise, the ten year treasury price will go down. However, it's a litle more complica with mortgages, right? Cause explain that if ingistrates go up, refinance people. People don't refinance. Sois complicated. As you can tell, i don't get it's ger con and as you just said, people don't refine ace. That's not true. Some people do refinance. Some people have a life event. They need some cash re finance. The house is worth a lot more,. You can cash out a little bit, sometimes a also, people move.

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