The Evolution of Optum

I feel like Optum is one of those organizations that everyone in health care is exposed to in some way, right? I do so many different things. It seemed like United actually thought through this very early on and kind of segmented how they went about doing this. And now in the last maybe three, four years, all the other payers are kind of trying to do their own version of this, right? You have your signal buying express scripts, you have your CVSs buying, et nah, and all that kind of stuff. We have to step back and recognize what's going on with our industry... What's going on is an industry that generates a tremendous amount of