Is This Going to Be a Hard Decision?

Isaiah: It was the only ethical decision to do. Investors were super supportive of this. We want to be around for a hundred years, a goodwill that we bought with our customers. So it's already kind of paying off for us. There's a lot of demand. As you like, I think we could turn on a switch right now and have 1.5 x the A you had before. But right now we're still advising these customers to hold off or choose one of the over collateralized offerings that we often on.