Are these universal standards? Like, would they have to be accepted by the individual chains in order for this to work? No, because they're more like interfaces between daps and walluts. So you could have an account that meets the requirements of the specification of the chain agnostic proven oses That attaches an address to a cosmos chain and an etem chain simultaneously. But then the daps need to understand how each one of these wallets groups and categorizes different chains. And that's where these standards actually come it's trying to provide some unity around the idea of block chains as a whole.

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