Five Simple Steps to a Better Life

In my humble view, there are five easy steps which anybody could follow. Step one is pay yourself first. Take 20% of after tax money and put it aside. Invest in index funds because you understand the Australian stock market. Never cash your dividends out until the right time. And remember, money is just a tool. It doesn't bring happiness. Use it as a tool to make your life better. But most importantly, to make the lives of people around you a lot better.