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Fintech Takes: Credit Scores, Cash Flow, and the Coming Trust Collapse

Fintech Takes

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Rethinking Credit: The Cash Flow Revolution

This chapter examines the limitations of traditional credit scoring and the rise of cash flow data as a more accurate measure of creditworthiness. It discusses how advancements in technology enable real-time access to consumer financial behavior, offering a transparent alternative to flawed credit assessments. Emphasizing the importance of data security and privacy, the conversation highlights the potential benefits and challenges of establishing new regulations in the cash flow underwriting space.

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