How Do I Decide Between Roth IRA or Roth TSP?

If you do opt to put less down, 3.5%, 5% down, make sure that doesn't cause your payment to be so large that it blows up past 25% of your income to cover your housing payments. And are there cases when the HSA doesn't make sense? Because from my brief analysis, it's telling me that it's not right for my current situation. If you would like a tumbler, you can email kd, k-a-t-i-e at moneyguy.com and we'll work on getting that shipped out to you.