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5min chapter
Don’t Overcomplicate Building Wealth, Keep It Simple
The Ramsey Show
Budgeting for Income Fluctuations
This chapter focuses on the significance of budgeting for individuals with inconsistent incomes, introducing the concept of a 'Peaks and Valleys' fund to manage financial fluctuations. It also emphasizes strategies for prioritizing expenses, paying off debts, and nurturing financial discipline to secure future stability.
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