The best returning institutions have abnormally large applications to fent your capital. If you had the money locked up for that period, and you had a chance of getting into a bench mark for a sequoia fund, it's almost like playing at a poker table where every once in a while you can make ten times the money on the table. That's what i try to train people when i'm training them on how be an angel investor: You should only invest the money you can afford to lose....