Taking a Five or Seven One Arm?

Interest rates likely is going to go steadily up until the back of inflation is broken, or until we go into a recession. If your ownership cycle is less than ten years, you could do a seven one arm. Unless you expect your ownership cycle to be relatively short becomes pretty risky. The odds favor that we're going through a cycle of higher rates, and then once the back offlation is truly broken, rates will come down. That's why so many people are doing what you'r talking about right now. They're taking their chance on only locking in rates for five or seven years,. And then taking their chances that in the next five to seven years, rates will go down enough