Do You Need to Delay RMDS?

If you're still working at an employer that has the four o one k, for example, and you're 72, youre 73, whatever it is, as long as you're still employed there, you do not need to take r m d from that plan. But if you work at a relatively large corporation,. You are 74, you are still employed, you have a four o oneK there. You do not need To take r m Ds from that plan until you eventually retire, then then you do. The final con of doinga roll over from an employer plan to an i r a is potentially less credit or protection, though again, i'm not clear.