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The Complexities of Healthcare Finance
This chapter analyzes the role of insurance companies in healthcare financing, focusing on preauthorizations and their profit-driven model that often denies necessary payouts. It highlights the financial burdens placed on hospitals and patients due to rising costs and the intricate pricing practices influenced by insurance negotiations. The discussion critiques the implications of government policies, like the Affordable Care Act, and the intertwined relationship between corporate interests and healthcare decisions affecting overall system efficiency.