Student loans vs. credit cards strategy

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

• "My credit card is about to be charged off. What should I do?"
• "I just got laid off, should we use our savings to pay down debt?"
• "Should I go on a free cruise while in Baby Step 2?"
• "Should I sell my AirBnB?"
• "Am I wrong to ask to be an equal co-owner in my husband's business?"
• "Should I pay more than minimum payments to minimize interest while in Baby Step 2?"
• "Should I take out a loan to buy a business?".

Next Steps:

✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠.

📘 Get your copy of What No One Tells You About Money today

💵 ⁠Start your free budget today. Download the EveryDollar app!

🏠 Get organized and prepared to buy or sell a home

Connect With Our Sponsors:

• Get 10% off your first month of ⁠BetterHelp⁠
• Go to ⁠Boost Mobile⁠ to switch today!
• Go to⁠ ⁠⁠Casper Sleep⁠ and use promo code RAMSEY to learn more
• If you want your car to keep going and going, trust ⁠Christian Brothers Automotive⁠. Find a local shop and get an exclusive Ramsey discount of 10% off
• Learn more about⁠ Christian Healthcare Ministries⁠
• Get started today with⁠ Churchill Mortgage⁠
• Get 20% off when you join ⁠DeleteMe⁠
• Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
• Debt collectors hassling you? Take back control of your life at ⁠Guardian Litigation Group⁠
• Find top health insurance plans at ⁠Health Trust Financial⁠
• Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠
• Visit⁠ NetSuite⁠ today to learn more
• Get started with ⁠YRefy⁠ or call 844-2-RAMSEY
• Visit⁠ Zander Insurance⁠ for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠The Ramsey Show Highlights⁠

🧠 ⁠The Dr. John Delony Show⁠

🍸 ⁠Smart Money Happy Hour⁠

💡 ⁠The Rachel Cruze Show⁠

💰 ⁠George Kamel⁠

🪑 ⁠Front Row Seat with Ken Coleman⁠

📈 ⁠EntreLeadership⁠

⁠Ramsey Solutions Privacy Policy⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices