15min chapter

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a16z Podcast: What Technology Wants, Needs, Does

a16z Podcast

CHAPTER

Navigating Fintech Regulations and Ethics

This chapter examines the effects of the Dodd-Frank Act on fintech startups, discussing challenges posed by regulatory burdens and the implications of risk retention for innovation. It further explores the ethical dilemmas faced by modern lending practices, particularly regarding machine learning's role in decision-making and the need for transparency. Additionally, the chapter reflects on the future of self-driving technology and its potential societal impacts, including changes to communication and economic structures.

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