A, in that approach, you do your c work first, like a, the paper work you submit and all that stuff. In the e, it takes a long time, and it's definitely involved process. There also is a criticism of that process from bill girly, that the banks get a a little bit, the alignment is not perfect. Afto, it's ma, you were redi red. It was like a big wind, right? Bill, girl, he's looking across. A hundred i p os. How do you leave three eighty on the table? Honestly, i didn't think about it....