This year is the first full year I've paid My estimated taxes usually I prefer to pay the penalty I'll pay the full amount at the end of the year so whatever I would owe for that year I just pay it all one lump sum and I've taken the penalty. This year I realized I've been holding on to too much cash and so I figured I'd rather just instead of It's way too much moneyMy whole point was not to make it not to not to I've never because I have not been investing all of it And then last year where I had extras left over I was like I should have just paid this off instead of paying the penalty because I'm not earning any
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