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How to Keep Your Disciplined Fund in Check
Add up everything you spent money on, enlist them out on paper into a few different categories. Shopping and fun typically represents the things i just do not need in any way. So for example, i put gas into the groceries and essentials bucket. And so do things like vipers and other essentials for the baby. Those things will go into the miscellaneous basket. Some may want a separate category for that, so if you want to, that's fin eating out. Iis self explanatory. Now i should have mentioned your doing this for a month,. You want to go back a month, choose a month and add it all up for your fixed expenses and your discretionary expenses.