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135 | How to Leverage A Modest Income to FI with Joel from How to Money

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Are You Paying Down Your Mortgage More Quickly?

Joel: For me, the idea of paying down my mortgage more quickly just doesn't make sense. I want my money to go into an investment where I think I'm going to see more upside when it comes to appreciation at the same time as presenting some monthly cash flows. The other things that you want to consider for sure are how well do you think a property is going to appreciate over time? And are you able to buy at a deal? Joel: Yeah, most real estate investors find that most of their actual appreciation is made on the purchase. It took us two and a half years to save up enough for your first down payment. If you were buying more properties now, how

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