The c f p b is a governmental organization made to keep other financial institutions accountable and make sure that they're not missing with consumers. The people on the phone are very nice when you call them, but you know, they come with rejection left oe riht, for no valid reasons, right? Right there. But i'm so glad that it worked out for you finally. Tis, that's great. That working out for you too. So how did you hear about p s ellis what got you a what got you down that road in the first place? I think i was a student, when i first heard about it, i didn't think really anything of it