Investing in a Low-Cost Retirement Fund

Billy was able to turn that $132,000 into 1.77 million over a 42 year time period. Diane ended up with over $2 million at the end of this little experiment. Time in the market, lazy investing wins out. All you have to do is figure out how much I can save each month and let it do the heavy lifting. If you're below $500,000, buy into an indexed, low-cost, index target retirement fund which does all the asset allocation.