In the late nineties we had a massive group of people who were day trading, retail investors. And that is instructive in today's market. Back in ninety nine, two thousand it was four five per cent, and you could earn tax free. People were just going nuts over inter net stocks. It didn't matter where you went, people ere talking about it,. But the biggest difference is it's a lot more organized than game stock or wall street bats. The knockout blow was the two thousand eight crisis which people did not see coming....