How to Make Bad Habits Hard

If money's in your pocket, it has a tendency just to slip out or kind of leak out as we like to say. So I create a system called for scarcity. When you get pay raises, I want 60%  to be allocated towards increasing your monthly investments. And then 40% to be left for lifestyle increases. If you can do this, you can practice this for scarcity. It will allocate your money in a very healthy way. Once again, making the good habit very easy, but it also restricts the leakage of your money because every dollar will have a purpose.