How Much Does Health Insurance in the US Become Perverted?

Health insurance in the US is usually tied to employment, unlike just about every other country on Earth. Anyone who's capable of holding down the kind of job that provides you health care insurance is prima facia, a lot healthier than many people who don't have health care insurance. Having your employer double as your insurer creates all kinds of other problems like if you get sick and have to stop working, you would lose your coverage.