447 | Mailbag: Breaking up with your Advisor, I Bonds, 4% Rule, Accounts for Kids, Roth IRAs | Sean Mullaney
ChooseFI
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The Importance of Roth IRA Conversions
Roth IRA conversions for people who have more than $0 of taxable income, let's say, right? So they have a normal W2. Some people take non-profit or government jobs for a short time. That could be a time to do a Roth conversion depending on your circumstances. Generally speaking, especially for those who are very attuned to personal finance, they tend to be at their highest marginal tax brackets during their working years, not their retirement years.
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