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15min chapter
#1378 Lance Lambert on 4 Mind-Blowing Reasons Why Homes Are Unaffordable
The Pomp Podcast
Housing Affordability Crisis: Causes and Impacts
This chapter delves into the rapid decline of housing affordability, exploring factors such as supply-demand imbalance, rising home prices and mortgage rates, stagnant income growth, increasing insurance premiums, and escalating repair costs. It also discusses the shortage of housing supply in the US, the dynamics of the housing market equilibrium, and the impact of mortgage rates on housing inventory levels. The chapter highlights how builders are utilizing strategies like lowering mortgage rates through buy downs to stimulate home purchases amidst a challenging market.
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