Open Banking - Is There a Trade-Off Between Policy and Technology?

Open banking has really allowed these incumbents to share the customer's data if they have consent from the customer. This puts the power back into the hands of individual customers like us. But then what it also does is that open banking has released the dynamics between these incumbents and vintax. So i think that we still need to pay attention to data ownership, but i think increasingly, you will see that the issues are going to be increasingly different as we will followit. The clout forms a key foundation of digital transformation. Digital leaders are twice more likely than digital laggards to see clout migration as a key strategy to meeting digital competition.