Darma Is the Opposite of Tarma

Darma means life lived in perfect atunement with nature's intention. Darma is not an off on switch, like one day i had no darma, the next day i had darma. When we live a hundred % tarma then we also can be said to have another thing - punya. Punya p u n y a. Means spiritual merit. It's a little bit like your bad rank in the universe.