Navigating Early Retirement Finances

This chapter explores the complexities of early retirement planning, emphasizing the importance of finding fiduciary advisors and using strategies like 72(t) distributions and Roth conversion ladders. It also highlights the role of Health Savings Accounts (HSAs) as a tax-advantaged tool for medical expenses and discusses the practicalities of Flexible Spending Accounts (FSAs). Throughout the conversation, the speakers share actionable advice and personal anecdotes to guide individuals in managing their retirement funds effectively.