Is Saving 25% a Good Thing?

At 25% you get to start answering the why question. Why am I doing these things? Why do I want this? That's when your great big beautiful tomorrow shows up. For some people, it's prepaying low interest debt or sorry, prepaying future expenses and knocking out low interest debt. We only one chance at this life; we have to balance saving for the future but also living presently in today.