Jason and Molly talk about when it is acceptable to utilize credit versus not. Jason: "I just want to point out how obnoxiously elitist of a comment it is" He says Americans should not be living on credit; only use it as a last resort if they are in dire straits. The show airs Sundays at 8 p.m. ET/PT, 9 p.M. ET or midnight GMT (GMT-8).

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