Cathy, i want to stay here for a moment, i have faiths and beliefs that are very important to me. So lhik, your faith guides you in a lot of ways. How does it as you look at these companies, make your investments, make your decisions? I would call it the holy spirit. As much as we in the financial world would like to think we're in control, we're not. A, there are much bigger forces in control. Wot say the feds in control? No, not even the feds incontrol.