The Future of Cryptocurrency?

I worry about people that try to buy these, like, they considered almost like a, like a index fund where they should own the top twenty coins. And i think it's pretty unique how the world is changing for even early stage opportunities. Therest of what this team as done as they've basically built decentralized financial applications in a protoca layer on top of bit coin. So you get the de centralized exchanges, de centralized lending, all that on top of bicoin....