FinTech and the Enablement That's Enabled FinTech Companies to Exist

The Durban Act helped prevent banks consolidating, buying up small banks and stop the too big to fail problem. Infrastructure players started making that possible, if not doing it directly. I think we had our first car transaction within 50 days of incorporation. And so you could not only go after a clear product, but lock the pieces in place from a market perspective to go and build a ramp.