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Insurance, the canary for climate change

Debunking Economics - the podcast

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Insurance at a Climate Crossroads

This chapter explores the impact of climate change on the insurance industry, particularly in Florida, where increasing storm frequency challenges traditional insurance models. It addresses the growing uninsurance gap as catastrophic weather events become more common, leading to higher premiums and coverage difficulties for homeowners. The discussion highlights the urgent need for the insurance sector to adapt and the potential need for government intervention to support vulnerable populations facing rising risks.

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