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This chapter discusses the increasing price of car insurance in the US and the conspiracy theories surrounding Taylor Swift, her boyfriend, the Super Bowl, and Joe Biden. It also explores the urgent changes in Ukraine's military and the challenges faced by President Zelensky and his team.

As had long been telegraphed, Ukraine’s top general Valery Zaluzhny is now out; Oleksandr Syrsky is in. That marks a new phase in the war, and an opportunity for President Volodymyr Zelensky to reframe its terms. American car-insurance costs are skyrocketing—but, perversely, they are probably still too low (9:43). And the bonkers conspiracy theories involving the Super Bowl and Taylor Swift (15:03).

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