Is Surat Al-Fatiha Insha'ala Only for the Out Loud Prayer

The three madahib have all agreed that when the imam is reciting out loud then you stay quiet and do not read fatiha. The hambadis and one verse in the maliki's they say you can recite fatiha on your own so when you don't hear the imam then you recite fati Ha. There will be a fundraiser for our brothers and sisters of Syrian refugees at linshills this Saturday from six to nine p.m.