How to Live on 70% of Your Income

"We were frightfully humiliated for years by a lot of old debts, and we read sick for fears some of the tradespeople might start a scandal," says Alfred Hruzbury. "Then here comes your acquaintance, the old camel trader from Babylon, with a plan to do just what we wished to accomplish." He explains how he set aside 20% of his income each month to be divided pro-rata, which would pay them in full in a little over two years. After they had jingled to their hearts content, they found a more profitable use for it: an investment upon which they could pay that 10% each month.