i would say people who are going to earn a lot of money in their lifes should start thinking about this very early and optimizing for this very early. Because the early years are huge opportunity years, cause you're not paying very much tax,. You can start to shove income into those years. And then if you make a hundred million dollars, your you're at the highest tax bracket, your at 39 point six and your effective rate is basically the same because, yo, you ran all the way through the brackets. Well, yet, over your whole lifetime, you want to consider that as well. So total tax divided by tol earnings.

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