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Ask Paula: The Hidden Costs of Leverage
Afford Anything
The Psychology of Uncertainty
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When you know with certainty that you have a $400 monthly payment and it's due on the 5th of the month period end of story, it becomes part of your budget. It maybe is a bill that's paid automatically. And you don't feel like viscerally feel the pain of it because it's simply digital moves that take place on a ledger. But human psychology is not a spreadsheet.
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