The Death of Retail Advisers - A Personal Story

A majority of individual investors in the death of retail advisers, i say, from your lips to god's earsa. This is beautiful because it allows me to dovetail right into a personal story. When i met lulu, now, now, lulu is a professional, she's a chartered accountant and has a master's degree in accounting. She had, every pay check, paid herself off the top, going toat one of these retails advisers who had saddled her with a host of really croppy mutual funds.