Buy This, Not That - The FSCR Formula

The FSCR formula was created by first-hand experience. The scarcity of time is one of the main reasons why I negotiated a severance at 34 in the first place. Retiring early was a hedge against dying early so I could live my life with the least number of regrets. It takes two cycles or between 10 to 20 years to figure out what your true risk tolerance is.